Homeowners Insurance

Your homeowner's policy covers the structure of the house and its contents; including furniture, appliances, clothing, and any other personal belongings. It also provides personal liability coverage in the case that someone is injured on you property.

 For those who don't own their home but would still like to have their personal belongings, should purchase renters insurance. 

Though homeowner's insurance is not mandatory by law, many mortgage lenders require it before making an agreement.

Call us for a quote today and get the coverage that is right for you !

(610) 966-4598

 

Dwelling coverage
The purpose of this coverage helps protect the structure, built-in appliances and structures of your house from damage by paying for its repair or rebuilding, if is damaged by a covered hazard.

Other structures coverage
The purpose of this coverage is to protect structures not attached to your house such as detached garages, sheds, fences, etc. 

Contents coverage
The purpose of this protection is to cover your personal belongings from covered losses as stated in your policy. To ensure that you have the right amount of coverage for your family, make sure you have a comprehensive inventory of your belongings.

Creating an inventory of your home

Personal liability
This insurance consists of two parts:

  • bodily injury
  • property damage.

The purpose of this coverage is that if an accident occurs in your home that injures someone or their property, your insurance can help pay for covered losses.

For additonal liability protection, you can purchase an Umbrella Policy to protect your assets.

Flood insurance

It is important to note that any damages due to a flood are not covered in a homeowners policy. Flood coverage can purchased separately with a Flood Insurance policy. 

SALES CONTACTS
Jennifer Green
Personal Lines Agent
Gretta McDermott
Account Executive